← Back to StockAI

Terms of Service
& Privacy Policy

Last updated: October 2026

Read this. StockAI provides AI-generated stock predictions. Predictions can be wrong. This is not financial advice. You use this service entirely at your own risk.

1. Acceptance of Terms

By using StockAI (the "Service"), scheduling a prediction, or signing up, you agree to these Terms. If you don't agree, don't use the Service. You must be at least 13 years old to use StockAI.

2. Predictions May Be Wrong

StockAI uses momentum-based AI models to generate stock forecasts. These predictions are often inaccurate and should never be the sole basis for any investment decision. Past prediction performance does not guarantee future accuracy. Markets are unpredictable and no algorithm can reliably forecast them.

3. Not Financial Advice

StockAI is an informational and entertainment service only. Nothing on this site or in any email we send constitutes financial, investment, legal, or tax advice. Always consult a licensed financial professional before making investment decisions. You are solely responsible for your financial choices.

4. AI Disclosure

StockAI's predictions are generated by automated AI models using publicly available market data. They are not written by a human financial analyst. The AI can and does make mistakes. We do not claim any particular accuracy rate.

5. Service Provided As-Is

StockAI is provided "as is" and "as available" without any warranty of any kind, express or implied. We do not guarantee that the Service will be uninterrupted, error-free, or that predictions will be delivered at the exact time you scheduled.

6. Limitation of Liability

To the maximum extent permitted by law, StockAI and its creators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages — including but not limited to investment losses, lost profits, or data loss — arising from your use of this Service, even if advised of the possibility of such damages.

Your sole remedy for dissatisfaction with the Service is to stop using it.

7. Assumption of Risk & Indemnification

You assume full responsibility for any decisions made based on StockAI predictions. You agree to indemnify, defend, and hold harmless StockAI and its creators from any claims, losses, damages, or expenses (including legal fees) arising from your use of the Service.

8. Acceptable Use

You agree not to:

Don't share sensitive information (passwords, SSNs, full financial account details, medical info) via StockAI. If you do, it's at your own risk.

9. Dispute Resolution & Arbitration

Any dispute arising from your use of StockAI will be resolved through binding individual arbitration, not in court. You waive your right to participate in a class action lawsuit. Arbitration will be conducted under the rules of a neutral arbitration provider. Nothing prevents either party from seeking injunctive relief in court for IP violations.

10. Changes & Termination

We may modify these Terms at any time. Continued use after changes means you accept the new Terms. We may suspend or terminate the Service or your access at any time, for any reason, without notice.

11. Governing Law

These Terms are governed by the laws of the United States. If any provision is found unenforceable, the rest remain in effect (severability).

12. Plans, Pricing & Promo Codes

The free Beginner plan is the only plan currently offered. Paid plans shown on the site are not yet available: we do not sell them, take payments, or collect payment details. Any listed prices, limits, and features are planned, not promised, and may change or never launch. Promo codes, if we issue any, are at our discretion and can be changed or revoked at any time.


Privacy Policy

What We Collect

We collect the minimum data needed to operate the Service. We do not collect payment data, passwords, or any other personal information.

How We Use It

Your data is used only to generate and send your requested stock predictions. We do not sell your data to third parties, use it for advertising, or share it except as required to operate the Service (e.g., our email sending provider).

Email

By scheduling a prediction, you agree to receive a single prediction email at your requested time. You may unsubscribe or stop using the service at any time. Email delivery is still being rolled out: until it is switched on, scheduled predictions may be delayed or never sent. We do not verify that an email address belongs to the person who typed it, so only enter your own address.

Data Retention

We retain your alert records to enforce free-tier limits and to display your schedule in the "See Schedule" panel. The panel only shows alerts whose token is saved in the browser you are using. We may delete old records periodically.

No Tracking

We do not use cookies, tracking pixels, or third-party analytics on this site. We do not use Facebook Pixel, Google Analytics, or any other behavioral tracking. The only thing we save in your browser is the alert token described above (in local storage); clearing your site data removes it.

CCPA / Your Rights

If you are a California resident, you have the right to request deletion of your personal data. Email us to exercise this right. We do not sell personal information.

Children

StockAI is not directed at children under 13. We do not knowingly collect data from anyone under 13.

Contact

Questions about these Terms or your data: trade.now.ai@gmail.com